FIC directives, guidance notes, enforcement trends and fraud typologies from the eFICA compliance team.https://ef-demo.confidential.co.za/en-ushttps://ef-demo.confidential.co.za/blog/fic-guidance-beneficial-ownership-registers/https://ef-demo.confidential.co.za/blog/fic-guidance-beneficial-ownership-registers/What the latest guidance expects you to hold on file for companies and trusts, and where most institutions are still short.Wed, 12 Aug 2026 00:00:00 GMTeFICA Compliance Teamhttps://ef-demo.confidential.co.za/blog/doctored-bank-letters-metadata/https://ef-demo.confidential.co.za/blog/doctored-bank-letters-metadata/A pattern we see weekly — edited PDFs of proof of banking, and the three checks that catch them.Wed, 05 Aug 2026 00:00:00 GMTeFICA Compliance Teamhttps://ef-demo.confidential.co.za/blog/writing-an-rmcp-your-staff-will-follow/https://ef-demo.confidential.co.za/blog/writing-an-rmcp-your-staff-will-follow/A practical structure for the risk management and compliance programme, and how to translate it into a Risk Matrix.Tue, 28 Jul 2026 00:00:00 GMTeFICA Compliance Teamhttps://ef-demo.confidential.co.za/blog/fic-administrative-sanctions-2026/https://ef-demo.confidential.co.za/blog/fic-administrative-sanctions-2026/A read of the published sanctions, the obligations behind them, and the recurring failures to avoid.Thu, 16 Jul 2026 00:00:00 GMTeFICA Compliance Teamhttps://ef-demo.confidential.co.za/blog/third-party-payments-money-mule-patterns/https://ef-demo.confidential.co.za/blog/third-party-payments-money-mule-patterns/How mule accounts present during onboarding, and the questions that surface them before you take the client on.Thu, 02 Jul 2026 00:00:00 GMTeFICA Compliance Teamhttps://ef-demo.confidential.co.za/blog/ongoing-due-diligence-without-the-admin/https://ef-demo.confidential.co.za/blog/ongoing-due-diligence-without-the-admin/Setting review triggers by risk band so re-screening happens on its own and the file stays defensible.Sat, 20 Jun 2026 00:00:00 GMTeFICA Compliance Team